Are Blocked Drains Covered by House Insurance?

Policies on insurance may cover accidental damages to your drainage system and the piping involved. However, the inclusion of pipe issues could be limited. Check your policy restrictions with your building contractor.

An obsolete underground piping system is potentially defective and might be excluded from the policy coverage. Insubstantial materials are often prone to leakage and blockage, so it is important to check your home or building’s coverage before you make your rant.

Drainage system faces a lot of issues. Common issues include the outgrowth of roots in the ground rigging some essential pipes, or if the pipe has a slight leak, soil and small rocks may cause a severe blockage.

It is best to know drain issues before you escalate the matter to your building contractor. Some drainage problems are menial but messy and could be fixed by your plumbing engineer.

Common drainage issues

Every insurance provider has its policies, inclusions, and exclusions. But for accidental damages, where in cases the error in the drainage is out of human control, it is up to your provider which they would consider covered. For a better assessment of your drainage pipes, have your local plumber for an inspection.

Common drainage problems we encounter everyday disrupts our activities. And it is quite annoying how to figure out a way to make our lives convenient. Day by day, at some point in our busy life, drains will fail. As an essential part of any property, someone has to look after them. To save your day or money, you tend to call your handy plumber to fix the thing right away and inquire whether such issue is still a part of the insurance policy so you will be spared from spending.

Drains

There are several reasons why your drains get blocked. Before you can fix the problem, it is best to figure out which drain is having some issues.

1. Kitchen drain—Grease, food particles, soap scum, and other debris might be causing your sink drain to fail. Anything you throw into the drain but are insoluble would really block the pipe beneath it. Never pour down grease directly into the sink as it will harden along with other objects. If you see that the drain is slowing down or the drain water is still, it could be because of significant blockages that standard solvents cannot help.
2. Bathroom and toilet—Blocked drains either the bathroom flooring or the toilet are indoor drains you have to deal with. Be careful what you throw in the toilet. It is not a trash can. Toilets are common spots for wet wipes, sanitary napkins, hair, undissolved soap, and any foreign objects. This debris will prevent the flush to work properly and push down the water onto the main drain system. You won’t like the foul smell that comes out from the toilet if it fails to flush. And it’s too unpleasant to feel under your bare feet he wastewater that floods the bathroom floor. For the bathroom floor drain that stops flowing, that is another problem. Serious bathroom and toilet drainage blockage needs a professional plumber. Ask our team at Plumbers Portsmouth.
3. Sewer pipe and drain—You’ll never know until you check the root cause of such inconvenience. Because the longer you ignore this problem, the more problems would creep up and more waste to build up, which will lead to a major sewage job. Such a mess will cause serious damage to property and human health. The stench smell coming from the waste leak is not something to expect every day.

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The least you can do is unblock a drain. Property owners would rather leave the job to their building contractors and claim to have it covered by insurance to spare them some pennies.

Plumbers in Portsmouth have a team who can handle minor and major issues on blocked drains. They offer all kinds of plumbing services to relieve you of the inconveniences related to drainage problems in your place, whether inside or outside the house.

The ideal cost of a plumbing service would cost you around 200 pounds if plumbing engineers will use some powered tools. It also depends where you are in the UK and to what extent is the damage of the blockage.

If the company found out that the blockage is due to human carelessness, expect what the insurance company will tell you. But for uncontrollable circumstances like mild earthquakes, soil erosion, underground flooding due to landslides, or poorly laden piping members, then you’ll have a greater chance of claiming.

Whether the blocked drain is inside or outside of your home, it is important to check if it’s accidental or because of poor installation or substandard piping materials. But what needs to be done is to know and implement a clean and safe habit to prevent the drain and pipes from clogging. And prevention is another good blog to discuss next.

Get in touch with Plumbers Portsmouth today and we’ll figure out what’s causing the blockages in your place.